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Student Loan Facility

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Students can avail the Bank Loan facility from leading banks for pursuing their professional education. As per the policy announced by Government Of India, Banks will facilitate the Educational Loans up to Rs. 4 lakh without any collateral security at the concessional rates of interest announced by Reserve Bank of India*, from time to time.

Loans are sanctioned by the banks only after compliance of required norms and procedural formalities.

Marwadi University has made special arrangements with State Bank of India, Bank of India and Central Bank of India, HDFC Bank and other private Banks for speedy sanctioning and dispersal of Educational Loan to students taking admission.


Graduate Aptitude Test in Engineering (GATE) is an all India examination that primarily tests the comprehensive understanding of various undergraduate subjects in Engineering and Technology. GATE is conducted jointly by the Indian Institute of Science and seven IIT’s (IIT Bombay, IIT Delhi, IIT Guwahati, IIT Kanpur, IIT Kharagpur, IIT Madras and IIT Roorkee) on behalf of the National Coordination Board – GATE, Department of Higher Education, Ministry of Human Resource Development (MHRD) and Government of India.

The GATE Score of a candidate reflects the relative performance level of a candidate. The score is used for admissions to various post-graduate programs (e.g. M.E., M.Tech, and Ph.D.) in Indian higher education institutes with financial assistance provided by MHRD and other Government agencies.

To avail the scholarship, the candidate must secure admission to such a postgraduate program, as per the prevailing procedure of the admitting institution. Currently, six students have availed the facility and are getting the same.

Educational Loan
Indian Banks Association


Payment of course fees. Purchase of books, equipment, instruments, uniform and payment of hostel fees, examination fees and study tours for studies in India.

Eligible Courses

Professional courses: Engineering, Medical, Agriculture, Veterinary, Law, Dental, Computer, Management, etc.


  • Should be an Indian National with no specific restriction for an age of the student.
  • Should have secured admission on merit to professional/technical courses in India.

Not eligible for

• Students admitted through management quota


Central sector scheme of interest subsidy for education loans by scheduled banks

One of the major concerns of the Government is to ensure that nobody is denied Professional education because he or she is poor. The Indian Banks’ Association (IBA) had formulated a comprehensive model educational loan scheme for adoption by all Banks aimed at providing financial support from the banking system to deserving/meritorious students for pursuing higher education in India and abroad with initiatives of Government of India, RBI, NSDL and IBA, Common portal has been designed name as www.vidyalakshmi.co.in

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